Financely is a structured finance advisory firm with hard skills in credit analysis, deal structuring, lender packaging, term sheet preparation, and capital provider distribution.
Building a big infrastructure or commodity project takes millions, sometimes billions, right at the start. Banks and investors won’t just hand over that kind of money unless they see proof the project will actually make steady revenue once it’s up and running. This is where offtake agreementss come
Large infrastructure and industrial projects demand unique funding methods. A Special Purpose Vehicle (SPV) is a separate legal entity created just for one project's assets and funding, keeping financial risks away from the sponsoring companies. This setup lets your project raise money through a mix of debt and
Large construction projects need clear ways to manage risk and money. EPC contracts serve as the primary tool in project finance to transfer design and construction risk from the project owner to a single contractor who handles engineering, procurement, and construction under one agreement. This approach gives you a single
When commercial real estate lenders look over your loan application, they lean on a few key metrics to measure risk. Debt yield stands out as one of the most reliable tools in real estate lending because it zeroes in on the link between a property's income and the
When you apply for a commercial real estate loan, lenders need a way to know if the property will generate enough income to cover the debt payments. The debt service coverage ratio (DSCR) is the main tool lenders use during underwriting to measure whether a property's cash flow
When a lender weighs a loan application, one question stands out: How will this borrower pay us back? Repayment source analysis is the process lenders use to identify and evaluate where the money will come from to repay a loan. It helps them understand the risk of lending and structure
Project finance deals can get complicated fast. Lenders have to figure out if a project will throw off enough cash to pay back its debt. Unlike traditional corporate loans, which look at a company’s whole financial picture, project finance puts the focus squarely on the project itself. The project’
Getting a loan for commercial real estate is a whole different animal than getting a home mortgage. If you want to buy or refinance an office building, shopping center, or apartment complex, lenders don't just glance at your income and credit score. They use a detailed process to
Trade finance lending isn’t your typical bank loan. Lenders care more about the movement of goods and money than just credit scores or balance sheets. They want to see how cargo moves, how payments flow, and how the deal wraps up through the actual sale of products. It’s
When you're looking to buy a business, getting a loan is usually a big part of the process. Lenders don't just hand over cash for acquisitions—they go through a careful process called underwriting to decide if your deal makes sense. Lenders underwrite business acquisition financing
When you work with banks or professional service firms, you'll probably come across two documents: mandate letters and engagement letters. These terms sometimes get mixed up, but they're not the same thing. A mandate letter mainly comes up in banking and finance when a client gives
A term sheet can be indicative (non-binding) or binding, and that difference really matters for your business deal. Most term sheets are non-binding and just outline the main points of a potential investment or acquisition. They act like a roadmap for negotiations before you get to the final