When you're raising capital for a business or real estate deal, knowing the different types of debt can make or break your financing strategy. Two common options sit at different levels of the capital structure: senior debt and mezzanine debt. Each serves a distinct purpose and comes with
A project finance term sheet is basically your commercial blueprint. It spells out the key terms and conditions before anyone drafts the final loan documents. A project finance term sheet advisor helps sponsors and borrowers negotiate better financing terms, structure the deal properly, and avoid costly mistakes that might haunt
When you're developing a big infrastructure project or launching a capital-heavy business, you might discover your confirmed funding sources just don't quite cover everything. This shortfall is called a funding gap, and it can halt your project even if you've lined up most
Trade finance deals can move at lightning speed, but paperwork? That’s usually what slows things down. Lenders want to see specific documents before they’ll even consider funding, and missing just one form can stall your transaction or kill the deal entirely. A complete trade finance document checklist covers
Getting a commercial real estate loan means you'll need to submit a big stack of documents to your lender. Lenders want to see financial statements, tax returns, property info, and legal paperwork before they even think about approving your commercial mortgage. The exact list depends on your loan
Buying a business isn't just about finding a good opportunity and shaking hands on a price. You need to pull together dozens of documents to satisfy your lender's requirements before they'll sign off on your acquisition loan. If you miss even one important document,
When lenders agree to provide financing, they don’t just hand over the money right away. They set certain conditions, called conditions precedent, that you need to meet first. A conditions precedent financing checklist is basically a detailed list of requirements borrowers must satisfy before a lender will release loan
When you apply for an SBA loan, your lender creates a detailed document that can make or break your approval. This document is called a credit memo. It serves as a complete financial profile of your business and shows the SBA why you qualify for the loan. A lender credit
Managing your company's cash flow can feel like a constant balancing act. You need to pay suppliers, hold inventory, and wait for customers to pay you. Cash conversion cycle financing helps businesses bridge the gap between when they spend money on operations and when they receive cash from
When you use assets as collateral for a loan, lenders want to know how much they could actually get if you default and they need to sell those assets fast. Liquidation value collateral is the estimated amount a lender expects to receive when selling pledged assets under time pressure, usually
When you need working capital but don’t want to take on traditional debt, receivable financing could be a practical solution. This method lets you turn unpaid invoices into quick cash by borrowing against your accounts receivable. The amount you can get hinges on the advance rate. That’s the
When you want to borrow money for your business and use inventory as collateral, lenders aren't going to hand over the full value of that inventory. An inventory advance rate is the percentage of your inventory's value that a lender will loan you—usually somewhere between